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Corporate Lending

Corporate Lending

You may want to expand your business, have a new investment opportunity, or want to restructure your existing debt. Whatever the goal, our team of dedicated professionals will work together with you to tailor a range of solutions where each is built around your business and cash flow needs. Over the last 30 years, AIB has provided a range of custom-tailored financing solutions to clients in various industries, including real estate, boutique hotels, condominiums, transport, and education.

An inside tip we would like to share with you while you prepare your business plan is that during the initial meeting our lending team will focus on the following topics:

  • Who: Key information about your background and expertise
  • What: What will be the main activities/scope of this project?
  • Why: Why do you want to do this project and what do you want to achieve with it?
  • Where: General information about the area or development site
  • When: What is the expected planning and (execution) timeline?
  • How: How much total capital is required to realize this project and how much will your contribution be?

 

We are a dedicated team of skilled specialists ready to assist you so that you can achieve your business goals. Contact one of our experts today to discuss which lending option(s) are most suited to your business.

Types of loans

  • Term loans: loans with maturities ranging typically between 1 and 15 years, depending on the final purpose of the financing.
  • Bridge loans: short-term loans of less than 1 year to bridge a small period pending the arrangement of larger or longer-term financing. A short-term finance can be granted to assist in the development or any purchase need for the project.
  • Performance bonds: AIB can provide a bank guarantee for a performance bond where the bank assumes liability if the client is not able to meet obligations specified in the contract. A performance bond is usually a requirement under the long lease agreement.

Our services include

  • Assistance in setting up the best financing structure for your business or project
  • Tailoring our lending products to meet your specific business needs, such as flexible payment terms and multiple repayment options
  • Personalized service and support for our clients

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